Credit impulse

Change in the flow of RBA private credit divided by GDP, a leading indicator of demand.

history mode RBAABS

What it answers

Is the flow of new credit speeding up or slowing down? This measures the change in the flow of RBA private-sector credit as a share of ABS GDP, the credit impulse that often turns before demand does.

Call it

curl -H 'Authorization: Bearer ak_your_key' \
  https://api.ausdata.io/v1/credit-impulse

History mode

Add start_period and end_period to walk the series back through time instead of returning only the latest point.

curl -H 'Authorization: Bearer ak_your_key' \
  'https://api.ausdata.io/v1/credit-impulse?start_period=2015-Q1&end_period=2024-Q4'

Returns

Every response uses the same {data, meta, links} envelope:

data: the answer, an object for a snapshot or a list when there is one row per entity.
meta: reference periods, retrieved_at, per-source attribution to reproduce on publish, and the stale flag.
links: a csv alternative when one is available.

Example response shape

{
  "data": { ... },
  "meta": {
    "endpoint": "/v1/credit-impulse",
    "query": { ... },
    "period": { "start": "...", "end": "..." },
    "row_count": 1,
    "retrieved_at": "<ISO-8601 UTC>",
    "sources": [
      { "name": "...", "url": "...", "attribution": "..." }
    ],
    "stale": false,
    "stale_reason": null,
    "server_version": "..."
  },
  "links": { "csv": null }
}

Draws from

This signal joins data from 2 sources. Each source page lists the underlying datasets and canonical series.

Cross-source signals join multiple sources into one response. Reliability: a signal returns current data or a clear 503; it never serves an older vintage as the current answer.

Related signals

Economic dashboard A macro snapshot of five headline indicators in one call: cash rate, CPI, unemployment, wage growth, and consumer spending.
Real wages Wage Price Index annual change minus CPI annual change, the headline "are wages keeping up" series.
Real rate regime RBA cash rate minus trimmed-mean CPI, with a regime classification (restrictive, neutral, accommodative).

All endpoints